Football is Hard.

Getting a Condo Loan Shouldn't Be

Dat Nguyen
Hurst Lending Partner
Former Pro Football Player and Coach

  • Get your Dream Condo
  • Non-Warrantable = OK

Apply Now

Home: Non-Warrantable Condo Loans2018-12-13T19:36:09+00:00

We’re Expanding!  Now Offering Non-Warrantable Condo Loans
in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oregon, Texas, Virginia and Washington.

Mortgage Rates

Loan Type



30 Year Fixed


15 Year Fixed


Jumbo 30 Year Fixed


FHA 30 Year Fixed


VA 30 Year Fixed


* Mortgage Rates as of 12/03/2018 1:58 PM. Rates quoted with 0% points with these assumptions. Not all programs are available in all areas or to all borrowers.

Non-Warrantable Condo Loans

  • Non-Warrantable Condo Loan Experts
  • Low Down Payments – Just 5% Down
  • Credit Score as low as 620
  • Investor Concentration = no problem
  • Condotel = Ok
Get A Loan

Traditional Condo Loans

  • Conventional Condo Loan Experts
  • Low Interest Rates
  • Low Down Payment Options
  • Credit Scores as low as 620
  • Real Estate Investor = Ok
Get A Loan

Unique loan products to help you get the home you deserve!

As a mid-size lender, we are able to find creative ways to meet our customers’ needs.  We take pride in the fact that we lend our own money in creative ways so we can say “yes” when other lenders say “no.”

Condotel Loans

We offer loans for hard to finance Condotels.
Condotel terrace with ocean view
Learn More

Low Down Payment Jumbo

Get a Jumbo Condo Loan with just 10% down!
luxury condo jumbo loan
Learn More

Low Down Investor Condos

Get an loan for an Investment Condo with just 15% Down
new condo development investment loan
Learn More

Bridge Loans

Don't move twice, use equity from your old home to buy your new Condo.
new condo development bridge loan
Learn More

Questions? We’d be happy to discuss your options. Contact us!

Why Choose Us?

Customer Reviews


Repeat & Referred Business


Successfully Closed Loans/Year


aggie1002012 & 2013

Closed on our first home his morning and the process went great. Jay and his team do an outstanding job with communication and explaining everything along the way. For a first time buyer, they do a great job with every single step in the process.
Texags Forum
Hurst got me a great deal. I bought a new home so initially I dealt with the builder’s “preferred lender.” I told my builder’s “preferred lender” what Hurst’s offer was and he stated “sounds too good to be true, you sure he has everything included in his gfe?” Well, it was true and I couldn’t be happier!
He beat our builder’s lender’s offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. AND we got to work with Aggies all around.
We closed on our house with Jay in November. He did a great job for us as well. We had a few issues that were out of the ordinary, and he helped us get through underwriting on time and close on the original date.
TexAgs Forum

Family Owned.

Still A Family Business

Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance – and its divisions, specializing in products such as Non-Warrantable Condos,  are managed by Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending and its divisions are recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!

Jay Hurst & Family

Jay Hurst & Family

Scott Bialek & Family

Scott Bialek & Family

Not Just Lenders. Problem Solvers.

Lots of mortgage lenders can offer a good rate on a conventional loan.  We can too – in fact, our rates are some of the best around.

The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.

See All Specialty Loans

 Texas Aggie Heritage


Hurst Lending has been named twice among the 100 fastest-growing Aggie companies.

Hurst Lending and NonWarrantableCondo.com are proud to be a part of the Texas A&M community.  Co-founder Jay Hurst (’00), investor Dat Nguyen (’98), senior manager of loan processing Sonja Zadel (’93) and several other employees and investors have degrees from Texas A&M.  Hurst Lending is also very proud that we have twice been  recognized on the Aggie 100 list of fastest-growing Aggie-owned companies.

More About Us